Juan Carlos Hernandez

President/CEO of California Southern FDC

Mr. Hernandez is the President and CEO of California Southern FDC. Prior to joining Cal-Southern, Hernandez was Chief Credit Officer of ACCION San Diego from 2014 to 2018 and was responsible for lending staff supervision and training, program development, underwriting, loan portfolio quality and management, loss mitigation and recovery; and participating in the development of bank and community partner relations. He is originally from Mexico City; moved to Chicago, Illinois in 1977 and has resided in San Diego since July of 2012. Hernandez has over 30 years of experience in banking, including consumer, business and commercial real estate lending. In Chicago, he worked for Metropolitan Bank Group, La Salle Bank & Trust and The First National Bank of Chicago. He has been featured in various newspaper articles including The Wall Street Journal. Hernandez serves on the Boards of Chicano Federation, Jacobs Center for Neighborhood Innovations, San Diego Parks Foundation and a MEDA-Fondo Adelante CDFI Micro-Lender.